{"data":{"id":"us-nd/n.d.-cent.-code-26.1-32-04","jurisdiction":"us-nd","citation":"N.D. Cent. Code § 26.1-32-04","heading":"Willful act exonerates insurer, negligence does not","body":"An insurer is not liable for a loss caused by the willful act of the insured, but the insurer is not exonerated by the negligence of the insured or of the insured's agents or others.","path":["Title 26.1 Insurance","Chapter 26.1-32 Loss And Notice Of Loss"],"source_url":"https://ndlegis.gov/cencode/t26-1c32.pdf","current_through":"2026-07-31T11:12:02","vintage":"","retrieved_at":"2026-09-02T21:04:14Z","sha256":"54041faf1fdea5dfc2ce9b9210e33a4b035c0b0475d51e7571133e776485f23e","source_id":"us-nd","stale":true,"prev":"us-nd/n.d.-cent.-code-26.1-32-03","next":"us-nd/n.d.-cent.-code-26.1-32-05"},"notice":"GroundRules: Original legal text. Not legal advice."}