{"data":{"id":"us-nd/n.d.-cent.-code-26.1-40-24","jurisdiction":"us-nd","citation":"N.D. Cent. Code § 26.1-40-24","heading":"Notice requirements following total loss","body":"If an insurer determines an automobile with physical damage coverage has incurred a total loss or constructive total loss and that insurer continues to write comprehensive or collision coverage on that automobile, the insurer shall provide notice to the insured that:\n1.The insurer determined the automobile is a total loss;\n2.The insured's current coverage on that automobile includes comprehensive or collision coverage;\n3.If the insured does not repair the automobile, the insurer will reduce the amount of any future physical damage claim for that automobile by the amount paid for the total loss; and\n4.If the insured does not repair that automobile, the insured should contact the agent to request that the comprehensive or collision coverage on that automobile be discontinued.","path":["Title 26.1 Insurance","Chapter 26.1-40 Automobile Insurance And Warranties"],"source_url":"https://ndlegis.gov/cencode/t26-1c40.pdf","current_through":"2026-07-31T11:12:02","vintage":"","retrieved_at":"2026-09-02T21:04:14Z","sha256":"343315005b367b287fbd9036465f7fec428e09eaf121bc466da749b3d87372bd","source_id":"us-nd","stale":true,"prev":"us-nd/n.d.-cent.-code-26.1-40-23","next":"us-nd/n.d.-cent.-code-26.1-40-25"},"notice":"GroundRules: Original legal text. Not legal advice."}