{"data":{"id":"us-nd/n.d.-cent.-code-41-10-03","jurisdiction":"us-nd","citation":"N.D. Cent. Code § 41-10-03","heading":"Civil penalty","body":"1.A person shall not knowingly cause to be presented for filing in a filing office or promote the filing of a financing statement record in a filing office that the person knows:\na.Not to be authorized under section 41-09-80 or 41-09-130 by the natural person whose name was provided as an individual debtor in the financing statement record; and\nb.Was filed or presented for filing with the intent that:\n(1)The financing statement record be used to harass or hinder the natural person whose name was provided as an individual debtor in the financing statement record without that person's authorization; or\n(2)The financing statement record be used to defraud any person.\n2.A person who violates subsection 1 is liable to each such debtor for:\na.The greater of ten thousand dollars or the actual damages caused by the violation;\nb.Court costs;\nc.Reasonable attorney's fees;\nd.Related expenses of bringing the action, including investigative expenses; and\ne.Exemplary damages in the amount determined by the court.","path":["Title 41 Uniform Commercial Code","Chapter 41-10 Fraudulent And Harassing Financing Statement Records"],"source_url":"https://ndlegis.gov/cencode/t41c10.pdf","current_through":"2026-07-31T11:12:02","vintage":"","retrieved_at":"2026-09-02T21:04:14Z","sha256":"3af53b8fc04862eadb45b499312aefb1c5555256c701f8c98bec873aa45e8010","source_id":"us-nd","stale":true,"prev":"us-nd/n.d.-cent.-code-41-10-02","next":"us-nd/n.d.-cent.-code-41-10-04"},"notice":"GroundRules: Original legal text. Not legal advice."}