{"data":{"id":"us-nj/n.j.-stat.-12a-4-404","jurisdiction":"us-nj","citation":"N.J. Stat. § 12A:4-404","heading":"Bank not obliged to pay check more than six months old","body":"A bank is under no obligation to a customer having a checking account to pay a check, other than a certified check, which is presented more than six months after its date, but it may charge its customer's account for a payment made thereafter in good faith.\nL.1995,c.28,s.2.","path":["TITLE 12A COMMERCIAL TRANSACTIONS"],"source_url":"https://pub.njleg.state.nj.us/statutes/STATUTES-TEXT.zip","current_through":"P.L.2025, c.405, and J.R.22","vintage":"","retrieved_at":"2026-08-27T17:54:13Z","sha256":"1617e51ce9d6453cf95a9bce7e12a4c7b6e3c03bb826d4ea2feb7e9d72af501f","source_id":"us-nj","stale":true,"prev":"us-nj/n.j.-stat.-12a-4-403","next":"us-nj/n.j.-stat.-12a-4-405"},"notice":"GroundRules: Original legal text. Not legal advice."}