{"data":{"id":"us-nj/n.j.-stat.-12a-9-605","jurisdiction":"us-nj","citation":"N.J. Stat. § 12A:9-605","heading":"Unknown debtor or secondary obligor.","body":"Unknown Debtor or Secondary Obligor.\nA secured party does not owe a duty based on its status as secured party:\n(1)\tto a person who is a debtor or obligor, unless the secured party knows:\n(A)\tthat the person is a debtor or obligor;\n(B)\tthe identity of the person; and\n(C)\thow to communicate with the person; or\n(2)\tto a secured party or lienholder that has filed a financing statement against a person, unless the secured party knows:\n(A)\tthat the person is a debtor; and\n(B)\tthe identity of the person.\nL.2001, c.117, s.1; amended 2001, c.386, s.95.","path":["TITLE 12A COMMERCIAL TRANSACTIONS"],"source_url":"https://pub.njleg.state.nj.us/statutes/STATUTES-TEXT.zip","current_through":"P.L.2025, c.405, and J.R.22","vintage":"","retrieved_at":"2026-08-27T17:54:13Z","sha256":"d1a56bd8bb5d24facc83b082e400fa3730cd6ca71b4abb4fab273728ead77824","source_id":"us-nj","stale":true,"prev":"us-nj/n.j.-stat.-12a-9-604","next":"us-nj/n.j.-stat.-12a-9-606"},"notice":"GroundRules: Original legal text. Not legal advice."}