{"data":{"id":"us-nj/n.j.-stat.-17-16d-15","jurisdiction":"us-nj","citation":"N.J. Stat. § 17:16D-15","heading":"Exemption from any filing requirements","body":"No filing of the premium finance agreement shall be necessary to perfect the  validity of such agreement as a secured transaction as against creditors, subsequent purchasers, pledgees, encumbrancers, successors, or assigns.\nL.1968, c. 221, s. 15.","path":["TITLE 17 CORPORATIONS AND INSTITUTIONS FOR FINANCE \t\t\tAND INSURANCE"],"source_url":"https://pub.njleg.state.nj.us/statutes/STATUTES-TEXT.zip","current_through":"P.L.2025, c.405, and J.R.22","vintage":"","retrieved_at":"2026-08-27T17:54:13Z","sha256":"c1a48c5dba6b0312cd193cf2962ecec83868c6c1c3f3dac4bd781e48a2a196f2","source_id":"us-nj","stale":true,"prev":"us-nj/n.j.-stat.-17-16d-14","next":"us-nj/n.j.-stat.-17-16d-16"},"notice":"GroundRules: Original legal text. Not legal advice."}