{"data":{"id":"us-nj/n.j.-stat.-17-16f-2","jurisdiction":"us-nj","citation":"N.J. Stat. § 17:16F-2","heading":"Definitions","body":"As used in this act:\na.   \"Depository institution\"  means any banking institutions as defined in  section 1 of the Banking Act of 1948, P.L.1948, c. 67 (C. 17:9A-1), any association as defined in the Savings and Loan Act (1963), P.L.1963, c. 144 (C.  17:12B-1 et seq.), and any State or Federal credit union but the provisions of  section 4 of this act shall not apply to any depository institution which had  total assets of $10,000,000.00 or less as of the last day of its last full  fiscal year.\nb.   \"Mortgage loan\"  means a loan which is secured by residential real property or a home improvement loan.\nc.   \"Applicant\"  means any person who files with a depository institution a  written, or oral in-person, request containing such information as is reasonably required by the depository institution for a mortgage loan as defined in this act.\nL.1977, c. 1, s. 2.  Amended by L.1979, c. 148, s. 1, eff. July 16, 1979.","path":["TITLE 17 CORPORATIONS AND INSTITUTIONS FOR FINANCE \t\t\tAND INSURANCE"],"source_url":"https://pub.njleg.state.nj.us/statutes/STATUTES-TEXT.zip","current_through":"P.L.2025, c.405, and J.R.22","vintage":"","retrieved_at":"2026-08-27T17:54:13Z","sha256":"1bc4d93d9c89a73669499031562b04bc2c83d9690e70251d8e486128f0bb7acc","source_id":"us-nj","stale":true,"prev":"us-nj/n.j.-stat.-17-16f-1","next":"us-nj/n.j.-stat.-17-16f-3"},"notice":"GroundRules: Original legal text. Not legal advice."}