{"data":{"id":"us-nj/n.j.-stat.-17-23a-11","jurisdiction":"us-nj","citation":"N.J. Stat. § 17:23A-11","heading":"Information concerning previous adverse underwriting decisions","body":"Information concerning previous adverse underwriting decisions.  No insurance institution, agent or insurance-support organization may seek information in connection with an insurance transaction concerning:\na.   Any previous adverse underwriting decision experienced by an individual, or\nb.   Any previous insurance coverage obtained by an individual through a residual market mechanism, unless the inquiry also requests the reasons for any previous adverse underwriting decision or the reasons why insurance coverage was previously obtained through a residual market mechanism.\nL. 1985, c. 179, s. 11.","path":["TITLE 17 CORPORATIONS AND INSTITUTIONS FOR FINANCE \t\t\tAND INSURANCE"],"source_url":"https://pub.njleg.state.nj.us/statutes/STATUTES-TEXT.zip","current_through":"P.L.2025, c.405, and J.R.22","vintage":"","retrieved_at":"2026-08-27T17:54:13Z","sha256":"2a96a40ef5aa6f14688667b03db88169d6d4ae77a5b126d7bda39017d9db3d5a","source_id":"us-nj","stale":true,"prev":"us-nj/n.j.-stat.-17-23a-10","next":"us-nj/n.j.-stat.-17-23a-12"},"notice":"GroundRules: Original legal text. Not legal advice."}