{"data":{"id":"us-nj/n.j.-stat.-17-23a-3","jurisdiction":"us-nj","citation":"N.J. Stat. § 17:23A-3","heading":"Pretext interviews","body":"Pretext interviews.  No insurance institution, agent or insurance-support organization shall use or authorize the use of pretext interviews to obtain information in connection with an insurance transaction; except that a pretext interview may be undertaken to obtain information from a person or institution that does not have a generally or statutorily recognized privileged relationship with the person about whom the information relates for the purpose of investigating a claim where, based upon specific information available for review by the commissioner, there is a reasonable basis for suspecting criminal activity, fraud, material misrepresentation or material nondisclosure in connection with the claim.\nL. 1985, c. 179, s. 3.","path":["TITLE 17 CORPORATIONS AND INSTITUTIONS FOR FINANCE \t\t\tAND INSURANCE"],"source_url":"https://pub.njleg.state.nj.us/statutes/STATUTES-TEXT.zip","current_through":"P.L.2025, c.405, and J.R.22","vintage":"","retrieved_at":"2026-08-27T17:54:13Z","sha256":"42991e467498f1f89d04e88d8065c703e41284eb79869668dd6a2a5fc868352f","source_id":"us-nj","stale":true,"prev":"us-nj/n.j.-stat.-17-23a-2","next":"us-nj/n.j.-stat.-17-23a-4"},"notice":"GroundRules: Original legal text. Not legal advice."}