{"data":{"id":"us-nj/n.j.-stat.-17-29b-4.1","jurisdiction":"us-nj","citation":"N.J. Stat. § 17:29B-4.1","heading":"Certain homeowners' insurance inquiries not deemed as claim; violations, penalties.","body":"1. a. No inquiry by an insured for information regarding the insured's homeowners' insurance policy, or coverage for a particular loss under that policy, shall be categorized as a claim for the purpose of determining adverse claims experience.\nb.\tAn insurer who violates this act shall be subject to a penalty of up to $5,000 for each violation unless the insurer knew or reasonably should have known he was in violation of this act, in which case the penalty shall not be more than $25,000 for each violation.  The penalty shall be collected in a summary proceeding in accordance with the \"Penalty Enforcement Law of 1999,\" P.L.1999, C.274 (C.2A:58-10 et seq.).\nL.2001,c.235,s.1.","path":["TITLE 17 CORPORATIONS AND INSTITUTIONS FOR FINANCE \t\t\tAND INSURANCE"],"source_url":"https://pub.njleg.state.nj.us/statutes/STATUTES-TEXT.zip","current_through":"P.L.2025, c.405, and J.R.22","vintage":"","retrieved_at":"2026-08-27T17:54:13Z","sha256":"e8ddd0e3e817b703922aee2b67e9cebef9e5872ffc216378f83a1d2198276ec5","source_id":"us-nj","stale":true,"prev":"us-nj/n.j.-stat.-17-29b-4","next":"us-nj/n.j.-stat.-17-29b-5"},"notice":"GroundRules: Original legal text. Not legal advice."}