{"data":{"id":"us-nj/n.j.-stat.-2a-50-77","jurisdiction":"us-nj","citation":"N.J. Stat. § 2A:50-77","heading":"Participation in mediation.","body":"4. a. (1) A court may order mediation whenever a homeowner-borrower files an answer to a foreclosure complaint.\n(2)\tAlternatively, the homeowner-borrower may initiate mediation in accordance with court rules.  The courts shall provide the homeowner-borrower no less than 60 days following receipt of the foreclosure complaint and summons to initiate mediation.\nb.\tThe homeowner-borrower may not participate in mediation unless the certification document required pursuant to section 5 of P.L.2019, c.64 (C.2A:50-78) is submitted to the court and signed by a trained foreclosure prevention and default mitigation counselor, verifying that the homeowner-borrower is cooperating with the counselor.\nc.\tThe homeowner-borrower shall not be required to pay any fees to participate in the mediation program.\nL.2019, c.64, s.4.","path":["TITLE 2A ADMINISTRATION OF CIVIL AND CRIMINAL JUSTICE"],"source_url":"https://pub.njleg.state.nj.us/statutes/STATUTES-TEXT.zip","current_through":"P.L.2025, c.405, and J.R.22","vintage":"","retrieved_at":"2026-08-27T17:54:13Z","sha256":"c345ab084086def9b1ecbd7cd61262f9918fb3941a62cb692279a950b4073cb2","source_id":"us-nj","stale":true,"prev":"us-nj/n.j.-stat.-2a-50-76","next":"us-nj/n.j.-stat.-2a-50-78"},"notice":"GroundRules: Original legal text. Not legal advice."}