{"data":{"id":"us-nj/n.j.-stat.-40a-10a-1","jurisdiction":"us-nj","citation":"N.J. Stat. § 40A:10A-1","heading":"Liability insurance, negligent acts, omissions; business owners, rental unit, units owner.","body":"1. a. Except as provided in subsection b. of this section, the owner of a business or the owner of a rental unit or units shall maintain liability insurance for negligent acts and omissions in an amount of no less than $500,000 for combined property damage and bodily injury to or death of one or more persons in any one accident or occurrence.\nb.\tThe owner of a multifamily home which is four or fewer units, one of which is owner-occupied, shall maintain liability insurance for negligent acts and omissions in an amount of no less than $300,000 for combined property damage and bodily injury to or death of one or more persons in any one accident or occurrence.\nL.2022, c.92, s.1.","path":["TITLE 40A MUNICIPALITIES AND COUNTIES"],"source_url":"https://pub.njleg.state.nj.us/statutes/STATUTES-TEXT.zip","current_through":"P.L.2025, c.405, and J.R.22","vintage":"","retrieved_at":"2026-08-27T17:54:13Z","sha256":"806fd45b12d4fa86734d10fc6dfb3f0cfaf45bad5224d580331c8be3a2ca5718","source_id":"us-nj","stale":true,"prev":"us-nj/n.j.-stat.-40a-10-58","next":"us-nj/n.j.-stat.-40a-10a-2"},"notice":"GroundRules: Original legal text. Not legal advice."}