{"data":{"id":"us-nj/n.j.-stat.-46-10b-14","jurisdiction":"us-nj","citation":"N.J. Stat. § 46:10B-14","heading":"Use for dwelling units;  limits on interest","body":"Graduated payment mortgages may be secured only by real estate on which there is erected or to be erected a structure containing one, two, three, four,  five, or six dwelling units, a portion of which structure may be used for  non-residential purposes, and interest thereon shall not exceed the usury rate  established pursuant to R.S. 31:1-1 at any time during the term of the mortgage.\nL.1979, c. 139, s. 3, eff. July 6, 1979.","path":["TITLE 46 PROPERTY"],"source_url":"https://pub.njleg.state.nj.us/statutes/STATUTES-TEXT.zip","current_through":"P.L.2025, c.405, and J.R.22","vintage":"","retrieved_at":"2026-08-27T17:54:13Z","sha256":"74d14ca8f0f341c8b76d9299d88520932948c3a10cb3910293c174428fa45c43","source_id":"us-nj","stale":true,"prev":"us-nj/n.j.-stat.-46-10b-13","next":"us-nj/n.j.-stat.-46-10b-15"},"notice":"GroundRules: Original legal text. Not legal advice."}