{"data":{"id":"us-nj/n.j.-stat.-46-10b-43","jurisdiction":"us-nj","citation":"N.J. Stat. § 46:10B-43","heading":"Violations, penalties.","body":"8. a. Any person who willfully violates any provision of this act shall be liable to a penalty of not more than $10,000 for the first offense, and not more than $20,000 for the second and subsequent offense, which penalty may be collected in a summary proceeding pursuant to the \"Penalty Enforcement Law of 1999,\" P.L.1999, c.274 (C.2A:58-10 et seq.), except that immaterial errors in a notice required to be provided by a creditor pursuant to this act, shall not constitute a violation of this act.\nb.\tIf a creditor violates any provision of this act, an eligible borrower, an eligible foreclosed borrower, or the Attorney General may bring an action to enforce compliance by a summary proceeding pursuant to the \"Penalty Enforcement Law of 1999,\" P.L.1999, c.274 (C.2A:58-10 et seq.).\nL.2008, c.86, s.8.","path":["TITLE 46 PROPERTY"],"source_url":"https://pub.njleg.state.nj.us/statutes/STATUTES-TEXT.zip","current_through":"P.L.2025, c.405, and J.R.22","vintage":"","retrieved_at":"2026-08-27T17:54:13Z","sha256":"4ae34105ba7b4c5f3a8a61b0f119433fb9f2e899256892e2294d64d493c0188a","source_id":"us-nj","stale":true,"prev":"us-nj/n.j.-stat.-46-10b-42","next":"us-nj/n.j.-stat.-46-10b-44"},"notice":"GroundRules: Original legal text. Not legal advice."}