{"data":{"id":"us-nj/n.j.-stat.-56-11-58","jurisdiction":"us-nj","citation":"N.J. Stat. § 56:11-58","heading":"Reporting patient medical debt by creditor, collector, consumer reporting agency, prohibited.","body":"3. a. A medical creditor or medical debt collector shall not report a patient's medical debt to any consumer reporting agency for health care services performed on and after the effective date of P.L.2024, c.48 (C.56:11-56 et seq.).\nb.\tA consumer reporting agency shall not make any consumer report containing a patient's paid medical debt or a medical debt of less than $500 regardless of the date it was incurred.\nL.2024, c.48, s.3.","path":["TITLE 56 TRADE NAMES, TRADE-MARKS AND UNFAIR TRADE PRACTICES"],"source_url":"https://pub.njleg.state.nj.us/statutes/STATUTES-TEXT.zip","current_through":"P.L.2025, c.405, and J.R.22","vintage":"","retrieved_at":"2026-08-27T17:54:13Z","sha256":"a28e5e59accd452375785c52eb66bddbeed8667ca990c627527d01c2cba12958","source_id":"us-nj","stale":true,"prev":"us-nj/n.j.-stat.-56-11-57","next":"us-nj/n.j.-stat.-56-11-59"},"notice":"GroundRules: Original legal text. Not legal advice."}