{"data":{"id":"us-nj/n.j.-stat.-56-8-105","jurisdiction":"us-nj","citation":"N.J. Stat. § 56:8-105","heading":"Certain home improvement loans unlawful.","body":"2.\tIt shall be an unlawful practice for a person to make a home solicitation of a consumer who is a senior citizen where a loan is made encumbering the primary residence of that consumer for the purposes of paying for home improvements and where the transaction is part of a pattern or practice in violation of either subsection (h) or (i) of 15 U.S.C. s.1639 or subsection (e) of 12 C.F.R. s.226.32.\nL.2000,c.125,s.2.","path":["TITLE 56 TRADE NAMES, TRADE-MARKS AND UNFAIR TRADE PRACTICES"],"source_url":"https://pub.njleg.state.nj.us/statutes/STATUTES-TEXT.zip","current_through":"P.L.2025, c.405, and J.R.22","vintage":"","retrieved_at":"2026-08-27T17:54:13Z","sha256":"f9e701c3def46af4facd68c7b15d1b722e522fe20bb95476826281cfdef009c2","source_id":"us-nj","stale":true,"prev":"us-nj/n.j.-stat.-56-8-104","next":"us-nj/n.j.-stat.-56-8-106"},"notice":"GroundRules: Original legal text. Not legal advice."}