{"data":{"id":"us-nm/56-3a-5","jurisdiction":"us-nm","citation":"56-3A-5","heading":"Violations; civil liability.","body":"If a consumer reporting agency violates the provisions of the Fair Credit Reporting and Identity Security Act, the affected consumer or the attorney general may bring a civil action against the consumer reporting agency for:\nA. injunctive relief to prevent further violation of the Fair Credit Reporting and Identity Security Act;\nB. any actual damages sustained by the consumer as a result of a violation of the Fair Credit Reporting and Identity Security Act;\nC. a civil penalty in an amount not to exceed two thousand dollars ($2,000) for each violation of the security freeze or each violation of the provisions of Subsection D of Section 3 [56-3A-3 NMSA 1978] of this 2010 act; and\nD. costs of the action and reasonable attorney fees.","path":["Chapter 56 - Commercial Instruments and Transactions","ARTICLE 3A Credit Report Security Act"],"source_url":"https://nmonesource.com/nmos/nmsa-unanno/en/item/18559/index.do","current_through":"2024-04-26","vintage":"","retrieved_at":"2026-09-03T15:02:20Z","sha256":"de81344916d873351ae375f06180bc543572a9298c9f3c803b356ff008005b59","source_id":"us-nm","stale":false,"prev":"us-nm/56-3a-4","next":"us-nm/56-3a-6"},"notice":"GroundRules: Original legal text. Not legal advice."}