{"data":{"id":"us-nm/59a-16-12.1","jurisdiction":"us-nm","citation":"59A-16-12.1","heading":"Discrimination on the basis of deterioration in health.","body":"A. No insurer shall cancel or change the premiums, benefits or conditions of an individual health insurance policy or contract as to one insured solely because of a deterioration in the health of that insured occurring after the issuance or delivery of the policy or contract.\nB. No conversion of a group health insurance policy that provides hospital, surgical and medical expense benefits shall be made to a conversion policy that has not been approved and found by the superintendent to provide benefits and conditions closely approximating the coverage of the policy from which conversion is exercised.","path":["Chapter 59A - Insurance Code","ARTICLE 16 Trade Practices and Frauds"],"source_url":"https://nmonesource.com/nmos/nmsa-unanno/en/item/18562/index.do","current_through":"2026-07-01","vintage":"","retrieved_at":"2026-09-03T15:02:20Z","sha256":"4f66e5e53e5c84edf822c8b81db631cd3cf059f5e437a056f6c56ad42eff41a2","source_id":"us-nm","stale":false,"prev":"us-nm/59a-16-12","next":"us-nm/59a-16-13"},"notice":"GroundRules: Original legal text. Not legal advice."}