{"data":{"id":"us-nm/59a-22-4","jurisdiction":"us-nm","citation":"59A-22-4","heading":"Entire contract; changes.","body":"There shall be a provision as follows:\nThis policy, including the endorsements and attached papers, if any, constitutes the entire contract of insurance. No change in this policy shall be valid until approved by an executive officer of the insurance company and unless such approval and countersignature be endorsed hereon or attached hereto. No agent has authority to change this policy or to waive any of its provisions.","path":["Chapter 59A - Insurance Code","ARTICLE 22 Health Insurance Contracts"],"source_url":"https://nmonesource.com/nmos/nmsa-unanno/en/item/18562/index.do","current_through":"2026-07-01","vintage":"","retrieved_at":"2026-09-03T15:02:20Z","sha256":"e2cadbe6dfe579e5a53586a4edcc9d9bcd6c6ce4010c1065c1e618f0082bd057","source_id":"us-nm","stale":false,"prev":"us-nm/59a-22-3","next":"us-nm/59a-22-5"},"notice":"GroundRules: Original legal text. Not legal advice."}