{"data":{"id":"us-nm/59a-23e-10","jurisdiction":"us-nm","citation":"59A-23E-10","heading":"Group health plan; group health insurance; use of affiliation period by health maintenance organizations as alternative to preexisting condition exclusion.","body":"A. A health maintenance organization that offers health insurance coverage in connection with a group health plan and does not impose any preexisting condition exclusion allowed pursuant to Section 59A-23E-3 NMSA 1978 with respect to any particular coverage option may impose an affiliation period for the coverage option if that period:\n(1) is applied uniformly without regard to any health status related factors; and\n(2) does not exceed two months, or three months in the case of a late enrollee.\nB. During an affiliation period, a health maintenance organization is not required to provide health care services or benefits to a participant or beneficiary, and it shall not charge a premium to a participant or beneficiary for any coverage.\nC. An affiliation period begins to run on the enrollment date and shall run concurrently with any waiting period under the plan.\nD. A health maintenance organization described in Subsection A of this section may use alternative methods different from those described in that subsection to address adverse selection as approved by the superintendent.","path":["Chapter 59A - Insurance Code","ARTICLE 23E Health Insurance Portability"],"source_url":"https://nmonesource.com/nmos/nmsa-unanno/en/item/18562/index.do","current_through":"2026-07-01","vintage":"","retrieved_at":"2026-09-03T15:02:20Z","sha256":"15368d2734788281833103eb9a866bb1f5e03e38e273c8730b2e141e38d55a1b","source_id":"us-nm","stale":false,"prev":"us-nm/59a-23e-9","next":"us-nm/59a-23e-11"},"notice":"GroundRules: Original legal text. Not legal advice."}