{"data":{"id":"us-nm/59a-45-12","jurisdiction":"us-nm","citation":"59A-45-12","heading":"Exemption from any filing requirement.","body":"No filing of the premium finance agreement shall be necessary to perfect the validity of such agreement as a secured transaction as against creditors, subsequent purchasers, pledges and encumbrances, successor or assigns.","path":["Chapter 59A - Insurance Code","ARTICLE 45 Premium Financing"],"source_url":"https://nmonesource.com/nmos/nmsa-unanno/en/item/18562/index.do","current_through":"2026-07-01","vintage":"","retrieved_at":"2026-09-03T15:02:20Z","sha256":"3888f8a40ed57d8600e90e5b3faa4a4542650156f8eff27b3e34fd486a617c26","source_id":"us-nm","stale":false,"prev":"us-nm/59a-45-11","next":"us-nm/59a-45-13"},"notice":"GroundRules: Original legal text. Not legal advice."}