{"data":{"id":"us-nv/nrs-482.557","jurisdiction":"us-nv","citation":"NRS 482.557","heading":"Failure to provide insurance: Administrative fines; requirements for filing and maintaining with Department certificate of financial responsibility; suspension of driver’s license of registered owner.","body":"1. Except as otherwise provided in subsection 6 of NRS 485.317, if a registered owner failed to have insurance on the date specified by the Department pursuant to NRS 485.317:\n(a) For a first offense, the registered owner shall pay to the Department a registration reinstatement fee of $250, and if the period during which insurance coverage lapsed was:\n(1) At least 31 days but not more than 90 days, pay to the Department a fine of $250.\n(2) At least 91 days but not more than 180 days:\n(I) Pay to the Department a fine of $500; and\n(II) File and maintain with the Department a certificate of financial responsibility for a period of not less than 3 years following the date on which the registration of the applicable vehicle is reinstated.\n(3) More than 180 days:\n(I) Pay to the Department a fine of $1,000; and\n(II) File and maintain with the Department a certificate of financial responsibility for a period of not less than 3 years following the date on which the registration of the applicable vehicle is reinstated.\n(b) For a second offense, the registered owner shall pay to the Department a registration reinstatement fee of $500, and if the period during which insurance coverage lapsed was:\n(1) At least 31 days but not more than 90 days, pay to the Department a fine of $500.\n(2) At least 91 days but not more than 180 days:\n(I) Pay to the Department a fine of $500; and\n(II) File and maintain with the Department a certificate of financial responsibility for a period of not less than 3 years following the date on which the registration of the applicable vehicle is reinstated.\n(3) More than 180 days:\n(I) Pay to the Department a fine of $1,000; and\n(II) File and maintain with the Department a certificate of financial responsibility for a period of not less than 3 years following the date on which the registration of the applicable vehicle is reinstated.\n(c) For a third or subsequent offense:\n(1) The driver’s license of the registered owner must be suspended for a period to be determined by regulation of the Department but not less than 30 days;\n(2) The registered owner shall file and maintain with the Department a certificate of financial responsibility for a period of not less than 3 years following the date on which the registration of the applicable vehicle is reinstated; and\n(3) The registered owner shall pay to the Department a registration reinstatement fee of $750, and if the period during which insurance coverage lapsed was:\n(I) At least 31 days but not more than 90 days, pay to the Department a fine of $500.\n(II) At least 91 days but not more than 180 days, pay to the Department a fine of $750.\n(III) More than 180 days, pay to the Department a fine of $1,000.\n2. As used in this section, “certificate of financial responsibility” has the meaning ascribed to it in NRS 485.028.","path":["TITLE 43 — PUBLIC SAFETY; VEHICLES; WATERCRAFT","CHAPTER 482 - MOTOR VEHICLES AND TRAILERS: LICENSING, REGISTRATION, SALES AND LEASES","PENALTIES"],"source_url":"https://www.leg.state.nv.us/NRS/NRS-482.html#NRS482Sec557","current_through":"2025 session (NRS as revised 2026-08-25)","vintage":"","retrieved_at":"2026-09-03T05:51:41Z","sha256":"b5349fdf6c76d75836029c4a69edbb90c32ec2d6bd41670591809332192f22a0","source_id":"us-nv","stale":true,"prev":"us-nv/nrs-482.555","next":"us-nv/nrs-482.565"},"notice":"GroundRules: Original legal text. Not legal advice."}