{"data":{"id":"us-nv/nrs-598c.020","jurisdiction":"us-nv","citation":"NRS 598C.020","heading":"“Adverse action” defined.","body":"1. “Adverse action” includes:\n(a) The denial of, increase in any charge for or reduction in the amount of insurance for personal, family or household purposes;\n(b) The denial of employment or any other decision for employment purposes that adversely affects a current or prospective employee; and\n(c) An action or determination with respect to a consumer’s application for credit that is adverse to the interests of the consumer.\n2. The term does not include:\n(a) A refusal to extend additional credit under an existing credit arrangement if:\n(1) The applicant is delinquent or otherwise in default with respect to the arrangement; or\n(2) The additional credit would exceed a previously established credit limit; or\n(b) A refusal or failure at the point of sale to authorize a specific transaction on an existing account.","path":["TITLE 52 — TRADE REGULATIONS AND PRACTICES","CHAPTER 598C - CONSUMER REPORTING","GENERAL PROVISIONS"],"source_url":"https://www.leg.state.nv.us/NRS/NRS-598C.html#NRS598CSec020","current_through":"2025 session (NRS as revised 2026-08-25)","vintage":"","retrieved_at":"2026-09-03T05:51:43Z","sha256":"a2c3512921a278caea932f6cf27662306b2dc6c8bba00338b0d7572de8f2359c","source_id":"us-nv","stale":true,"prev":"us-nv/nrs-598c.010","next":"us-nv/nrs-598c.030"},"notice":"GroundRules: Original legal text. Not legal advice."}