{"data":{"id":"us-nv/nrs-604a.0703","jurisdiction":"us-nv","citation":"NRS 604A.0703","heading":"“High-interest loan” defined.","body":"1. “High-interest loan” means a loan made to a customer pursuant to a loan agreement which, under its original terms, charges an annual percentage rate of more than 40 percent.\n2. The term includes, without limitation, any single-payment loan, installment loan, open-ended loan or contract for the lease of an animal for a purpose other than a business, commercial or agricultural purpose which, under the original terms of the loan or contract, charges an annual percentage rate of more than 40 percent.\n3. The term does not include:\n(a) A deferred deposit loan;\n(b) A refund anticipation loan; or\n(c) A title loan.","path":["TITLE 52 — TRADE REGULATIONS AND PRACTICES","CHAPTER 604A - DEFERRED DEPOSIT LOANS, HIGH-INTEREST LOANS, TITLE LOANS AND CHECK-CASHING SERVICES","GENERAL PROVISIONS"],"source_url":"https://www.leg.state.nv.us/NRS/NRS-604A.html#NRS604ASec0703","current_through":"2025 session (NRS as revised 2026-08-25)","vintage":"","retrieved_at":"2026-09-03T05:51:43Z","sha256":"5ee554fb97406c9bda0986cc039ac1c53580d6f4fbb11878838e95de04ef113a","source_id":"us-nv","stale":true,"prev":"us-nv/nrs-604a.070","next":"us-nv/nrs-604a.0705"},"notice":"GroundRules: Original legal text. Not legal advice."}