{"data":{"id":"us-nv/nrs-604a.105","jurisdiction":"us-nv","citation":"NRS 604A.105","heading":"“Title loan” defined.","body":"1. “Title loan” means a loan made to a customer pursuant to a loan agreement which, under its original terms:\n(a) Charges an annual percentage rate of more than 35 percent; and\n(b) Requires the customer to secure the loan by either:\n(1) Giving possession of the title to a vehicle legally owned by the customer to the licensee or any agent, affiliate or subsidiary of the licensee; or\n(2) Perfecting a security interest in the vehicle by having the name of the licensee or any agent, affiliate or subsidiary of the licensee noted on the title as a lienholder.\n2. The term does not include a loan which creates a purchase-money security interest in a vehicle or the refinancing of any such loan.","path":["TITLE 52 — TRADE REGULATIONS AND PRACTICES","CHAPTER 604A - DEFERRED DEPOSIT LOANS, HIGH-INTEREST LOANS, TITLE LOANS AND CHECK-CASHING SERVICES","GENERAL PROVISIONS"],"source_url":"https://www.leg.state.nv.us/NRS/NRS-604A.html#NRS604ASec105","current_through":"2025 session (NRS as revised 2026-08-25)","vintage":"","retrieved_at":"2026-09-03T05:51:43Z","sha256":"a959d8ae4a93b4a5b4af24d327278f9bc6642ec189f8047cbc175f26ea4ba105","source_id":"us-nv","stale":true,"prev":"us-nv/nrs-604a.090","next":"us-nv/nrs-604a.110"},"notice":"GroundRules: Original legal text. Not legal advice."}