{"data":{"id":"us-nv/nrs-687b.400","jurisdiction":"us-nv","citation":"NRS 687B.400","heading":"Refusal to issue, reduction of liability limits of or increase in premium of automobile liability insurance policy on sole basis of reaching certain age prohibited; burden of proof; cost of medical examination; exception.","body":"1. No insurer shall refuse to issue, reduce liability limits of, or increase the premium of any automobile liability insurance policy issued to a resident of this state for the sole reason that the policyholder has reached a certain age.\n2. Where age is a factor in an increase of rates for an individual policyholder, the increase must be justified to the Commissioner and the burden of proving justification is on the insurer. If a medical examination is required for the purpose of a rate increase, such examination shall be at the expense of the insurer.\n3. This section does not apply to applicants and policyholders under the age of 25 years.","path":["TITLE 57 — INSURANCE","CHAPTER 687B - CONTRACTS OF INSURANCE","GENERAL PROVISIONS"],"source_url":"https://www.leg.state.nv.us/NRS/NRS-687B.html#NRS687BSec400","current_through":"2025 session (NRS as revised 2026-08-25)","vintage":"","retrieved_at":"2026-09-03T05:51:46Z","sha256":"a1c24aba093bd4f3e27d50e68f2e0dc751495eb146581acacd3336241970ffdb","source_id":"us-nv","stale":true,"prev":"us-nv/nrs-687b.390","next":"us-nv/nrs-687b.402"},"notice":"GroundRules: Original legal text. Not legal advice."}