{"data":{"id":"us-nv/nrs-691c.340","jurisdiction":"us-nv","citation":"NRS 691C.340","heading":"Insurer authorized to use rates established by Commissioner in lieu of filing rates; regulations.","body":"The Commissioner may, by regulation, establish rates that an insurer may use without filing pursuant to NRS 691C.320. In establishing such rates, the Commissioner shall consider and apply the following factors:\n1. Actual and expected loss experience;\n2. General and administrative expenses;\n3. Loss settlement and adjustment expenses;\n4. Reasonable creditor compensation;\n5. The manner in which premiums are charged;\n6. Other acquisition costs;\n7. Reserves;\n8. Taxes;\n9. Regulatory license fees and fund assessments;\n10. Reasonable insurer profit; and\n11. Other relevant data consistent with generally accepted actuarial standards.","path":["TITLE 57 — INSURANCE","CHAPTER 691C - CREDIT PERSONAL PROPERTY INSURANCE"],"source_url":"https://www.leg.state.nv.us/NRS/NRS-691C.html#NRS691CSec340","current_through":"2025 session (NRS as revised 2026-08-25)","vintage":"","retrieved_at":"2026-09-03T05:51:46Z","sha256":"9fc5247e0f1cf5cb9c28db675c612405be298a54abab9bfecc19a7a626f1d93e","source_id":"us-nv","stale":true,"prev":"us-nv/nrs-691c.330","next":"us-nv/nrs-691c.350"},"notice":"GroundRules: Original legal text. Not legal advice."}