{"data":{"id":"us-nv/nrs-97.031","jurisdiction":"us-nv","citation":"NRS 97.031","heading":"“Finance charge” defined.","body":"“Finance charge” means the cost of credit indicated in a dollar amount. The term includes any charge payable directly or indirectly by the buyer and imposed directly or indirectly by the seller as an incident to or a condition of the extension of credit. The term does not include any charge of a type payable in a comparable cash transaction.","path":["TITLE 8 — COMMERCIAL INSTRUMENTS AND TRANSACTIONS","CHAPTER 97 - RETAIL INSTALLMENT SALES OF GOODS AND SERVICES","GENERAL PROVISIONS"],"source_url":"https://www.leg.state.nv.us/NRS/NRS-097.html#NRS097Sec031","current_through":"2025 session (NRS as revised 2026-08-25)","vintage":"","retrieved_at":"2026-09-03T05:51:31Z","sha256":"27f4b62245a005058fcdd53c39191814ff05f178c60011963143cf911a775545","source_id":"us-nv","stale":true,"prev":"us-nv/nrs-97.026","next":"us-nv/nrs-97.035"},"notice":"GroundRules: Original legal text. Not legal advice."}