{"data":{"id":"us-ny/n.y.-general-business-law-380-m","jurisdiction":"us-ny","citation":"N.Y. General Business Law § 380-m","heading":"Civil liability for negligent noncompliance","body":"§ 380-m. Civil liability for negligent noncompliance. Any consumer\nreporting agency or user of information who or which is negligent in\nfailing to comply with any requirement imposed under this article, other\nthan a violation of section three hundred eighty-t of this article, with\nrespect to any consumer is liable to that consumer in an amount equal to\nthe sum of:\n  (a) Any actual damages sustained by the consumer as a result of the\nfailure;\n  (b) In the case of any successful action to enforce any liability\nunder this section, the costs of the action together with reasonable\nattorney's fees as determined by the court.","path":["General Business Law","Article 25. Fair Credit Reporting Act"],"source_url":"https://legislation.nysenate.gov/api/3/laws/GBS/380-M","current_through":"2026-09-11","vintage":"","retrieved_at":"2026-09-14T19:32:44Z","sha256":"8b60496b018c67a079a6433b8bd9067254e95ddd6f938160a328ebeeb58a3d0d","source_id":"us-ny","stale":false,"prev":"us-ny/n.y.-general-business-law-380-l","next":"us-ny/n.y.-general-business-law-380-n"},"notice":"GroundRules: Original legal text. Not legal advice."}