{"data":{"id":"us-ny/n.y.-insurance-law-3113","jurisdiction":"us-ny","citation":"N.Y. Insurance Law § 3113","heading":"Consent of and notification of an irrevocable beneficiary under a court order of divorce or separation","body":"§ 3113. Consent of and notification of an irrevocable beneficiary\nunder a court order of divorce or separation. In any case where a policy\nowner has, pursuant to an order of separation or divorce, designated his\nor her spouse or children as the irrevocable beneficiary of a policy of\ninsurance subject to the provisions of section three thousand two\nhundred three of this chapter, and a copy of such order has been served,\nby registered mail, on the home office of the insurer specifying the\nname and mailing address of the spouse or children, such insurer shall:\n  (a) prohibit the policy holder from borrowing from the cash value or\nchanging the named beneficiary of such insurance policy without the\nwritten consent of the irrevocable beneficiary; and\n  (b) provide written notification to the irrevocable beneficiary in the\nevent that such insurance policy is scheduled to lapse due to\nnon-payment of premium.","path":["Insurance Law","Article 31. Insurance Contracts - General"],"source_url":"https://legislation.nysenate.gov/api/3/laws/ISC/3113","current_through":"2026-09-11","vintage":"","retrieved_at":"2026-09-14T19:32:45Z","sha256":"bb4bd0bb08f10fda31b01096bb8570a0ded99af050fbfee19ede2aaf618b4b58","source_id":"us-ny","stale":false,"prev":"us-ny/n.y.-insurance-law-3112","next":"us-ny/n.y.-insurance-law-3201"},"notice":"GroundRules: Original legal text. Not legal advice."}