{"data":{"id":"us-ny/n.y.-navigation-law-78-a","jurisdiction":"us-ny","citation":"N.Y. Navigation Law § 78-a","heading":"Insurance rate reduction","body":"§ 78-a. Insurance rate reduction. Any insurance carrier licensed to\nissue yacht or boating liability insurance in this state is authorized\nto grant rate reductions with the approval of the department of\nfinancial services to any owner of a yacht or boat who has successfully\ncompleted a boating safety course or an advanced boating safety course\nor holds a valid United States Coast Guard operators license.","path":["Navigation Law","Article 4. No title","Part 5. Boating Safety Education"],"source_url":"https://legislation.nysenate.gov/api/3/laws/NAV/78-A","current_through":"2026-09-11","vintage":"","retrieved_at":"2026-09-14T19:32:45Z","sha256":"f742aaa14f65a7ad5dc869b547f7df6c7db77245739e458012eea802e26b497f","source_id":"us-ny","stale":false,"prev":"us-ny/n.y.-navigation-law-78","next":"us-ny/n.y.-navigation-law-79"},"notice":"GroundRules: Original legal text. Not legal advice."}