{"data":{"id":"us-ny/n.y.-penal-law-176.45","jurisdiction":"us-ny","citation":"N.Y. Penal Law § 176.45","heading":"Life settlement fraud in the fifth degree","body":"§ 176.45 Life settlement fraud in the fifth degree.\n  A person is guilty of life settlement fraud in the fifth degree when\nhe or she commits a fraudulent life settlement act.\n  Life settlement fraud in the fifth degree is a class A misdemeanor.","path":["Penal Law","Part 3. Specific Offenses","Title K. Offenses Involving Fraud","Article 176. Insurance Fraud"],"source_url":"https://legislation.nysenate.gov/api/3/laws/PEN/176.45","current_through":"2026-09-11","vintage":"","retrieved_at":"2026-09-14T19:32:45Z","sha256":"de843cadc2234ed4211361ec03bd84d5fd58e5b8132764bf4979a374bcd7caa4","source_id":"us-ny","stale":false,"prev":"us-ny/n.y.-penal-law-176.40","next":"us-ny/n.y.-penal-law-176.50"},"notice":"GroundRules: Original legal text. Not legal advice."}