{"data":{"id":"us-ny/n.y.-penal-law-190.00","jurisdiction":"us-ny","citation":"N.Y. Penal Law § 190.00","heading":"Issuing a bad check; definitions of terms","body":"§ 190.00 Issuing a bad check; definitions of terms.\n  The following definitions are applicable to this article:\n  1. \"Check\" means any check, draft or similar sight order for the\npayment of money which is not post-dated with respect to the time of\nutterance.\n  2. \"Drawer\" of a check means a person whose name appears thereon as\nthe primary obligor, whether the actual signature be that of himself or\nof a person purportedly authorized to draw the check in his behalf.\n  3. \"Representative drawer\" means a person who signs a check as drawer\nin a representative capacity or as agent of the person whose name\nappears thereon as the principal drawer or obligor.\n  4. \"Utter.\" A person \"utters\" a check when, as a drawer or\nrepresentative drawer thereof, he delivers it or causes it to be\ndelivered to a person who thereby acquires a right against the drawer\nwith respect to such check. One who draws a check with intent that it be\nso delivered is deemed to have uttered it if the delivery occurs.\n  5. \"Pass.\" A person \"passes\" a check when, being a payee, holder or\nbearer of a check which previously has been or purports to have been\ndrawn and uttered by another, he delivers it, for a purpose other than\ncollection, to a third person who thereby acquires a right with respect\nthereto.\n  6. \"Funds\" means money or credit.\n  7. \"Insufficient funds.\" A drawer has \"insufficient funds\" with a\ndrawee to cover a check when he has no funds or account whatever, or\nfunds in an amount less than that of the check; and a check dishonored\nfor \"no account\" shall also be deemed to have been dishonored for\n\"insufficient funds.\"","path":["Penal Law","Part 3. Specific Offenses","Title K. Offenses Involving Fraud","Article 190. Other Frauds"],"source_url":"https://legislation.nysenate.gov/api/3/laws/PEN/190.00","current_through":"2026-09-11","vintage":"","retrieved_at":"2026-09-14T19:32:45Z","sha256":"bdc13bed64156215379812c86c705e41917cfc9dfe6d65239d87bdb7babb7824","source_id":"us-ny","stale":false,"prev":"us-ny/n.y.-penal-law-187.25","next":"us-ny/n.y.-penal-law-190.05"},"notice":"GroundRules: Original legal text. Not legal advice."}