{"data":{"id":"us-ny/n.y.-real-property-law-320","jurisdiction":"us-ny","citation":"N.Y. Real Property Law § 320","heading":"Certain deeds deemed mortgages","body":"§ 320. Certain deeds deemed mortgages. A deed conveying real property,\nwhich, by any other written instrument, appears to be intended only as a\nsecurity in the nature of a mortgage, although an absolute conveyance in\nterms, must be considered a mortgage; and the person for whose benefit\nsuch deed is made, derives no advantage from the recording thereof,\nunless every writing, operating as a defeasance of the same, or\nexplanatory of its being desired to have the effect only of a mortgage,\nor conditional deed, is also recorded therewith, and at the same time.","path":["Real Property Law","Article 9. Recording Instruments Affecting Real Property"],"source_url":"https://legislation.nysenate.gov/api/3/laws/RPP/320","current_through":"2026-09-11","vintage":"","retrieved_at":"2026-09-14T19:32:45Z","sha256":"9a3c25cd8c4c180ec30cafdc6a0c3e90f991e4fb97de710559d68dc58eb265aa","source_id":"us-ny","stale":false,"prev":"us-ny/n.y.-real-property-law-319","next":"us-ny/n.y.-real-property-law-321"},"notice":"GroundRules: Original legal text. Not legal advice."}