{"data":{"id":"us-ny/n.y.-uniform-commercial-code-law-3-307","jurisdiction":"us-ny","citation":"N.Y. Uniform Commercial Code Law § 3-307","heading":"Burden of Establishing Signatures, Defenses and Due Course","body":"Section 3--307. Burden of Establishing Signatures, Defenses and Due\n                  Course.\n  (1) Unless specifically denied in the pleadings each signature on an\ninstrument is admitted. When the effectiveness of a signature is put in\nissue\n       (a) the burden of establishing it is on the party claiming under\n           the signature; but\n       (b) the signature is presumed to be genuine or authorized except\n           where the action is to enforce the obligation of a purported\n           signer who has died or become incompetent before proof is\n           required.\n  (2) When signatures are admitted or established, production of the\ninstrument entitles a holder to recover on it unless the defendant\nestablishes a defense.\n  (3) After it is shown that a defense exists a person claiming the\nrights of a holder in due course has the burden of establishing that he\nor some person under whom he claims is in all respects a holder in due\ncourse.","path":["Uniform Commercial Code Law","Article 3. Commercial Paper","Part 3. Rights of a Holder"],"source_url":"https://legislation.nysenate.gov/api/3/laws/UCC/3-307","current_through":"2026-09-11","vintage":"","retrieved_at":"2026-09-14T19:32:45Z","sha256":"27db3d6e63e1c8f0b1e46cf6623509f442b49867466b36803ad328e791c0f061","source_id":"us-ny","stale":false,"prev":"us-ny/n.y.-uniform-commercial-code-law-3-306","next":"us-ny/n.y.-uniform-commercial-code-law-3-401"},"notice":"GroundRules: Original legal text. Not legal advice."}