{"data":{"id":"us-ny/n.y.-uniform-commercial-code-law-3-411","jurisdiction":"us-ny","citation":"N.Y. Uniform Commercial Code Law § 3-411","heading":"Certification of a Check","body":"Section 3--411. Certification of a Check.\n  (1) Certification of a check is acceptance. Where a holder procures\ncertification the drawer and all prior indorsers are discharged.\n  (2) Unless otherwise agreed a bank has no obligation to certify a\ncheck.\n  (3) A bank may certify a check before returning it for lack of proper\nindorsement. If it does so the drawer is discharged.","path":["Uniform Commercial Code Law","Article 3. Commercial Paper","Part 4. Liability of Parties"],"source_url":"https://legislation.nysenate.gov/api/3/laws/UCC/3-411","current_through":"2026-09-11","vintage":"","retrieved_at":"2026-09-14T19:32:45Z","sha256":"f77a12ad226b587ce6238ba5749548ce7d779a6629195522c53f9202547f7a6e","source_id":"us-ny","stale":false,"prev":"us-ny/n.y.-uniform-commercial-code-law-3-410","next":"us-ny/n.y.-uniform-commercial-code-law-3-412"},"notice":"GroundRules: Original legal text. Not legal advice."}