{"data":{"id":"us-ny/n.y.-uniform-commercial-code-law-4-404","jurisdiction":"us-ny","citation":"N.Y. Uniform Commercial Code Law § 4-404","heading":"Bank Not Obligated to Pay Check More Than Six Months Old","body":"Section 4--404. Bank Not Obligated to Pay Check More Than Six Months\n                  Old.\n  A bank is under no obligation to a customer having a checking account\nto pay a check, other than a certified check, which is presented more\nthan six months after its date, but it may charge its customer's account\nfor a payment made thereafter in good faith.","path":["Uniform Commercial Code Law","Article 4. Bank Deposits and Collections","Part 4. Relationship Between Payor Bank and Its Customer"],"source_url":"https://legislation.nysenate.gov/api/3/laws/UCC/4-404","current_through":"2026-09-11","vintage":"","retrieved_at":"2026-09-14T19:32:45Z","sha256":"9c7fcaecdd5f261dcbf510a8a8a1a6933952d7400d55d8902968588864d49440","source_id":"us-ny","stale":false,"prev":"us-ny/n.y.-uniform-commercial-code-law-4-403","next":"us-ny/n.y.-uniform-commercial-code-law-4-405"},"notice":"GroundRules: Original legal text. Not legal advice."}