{"data":{"id":"us-nyc/n.y.c.-admin.-code-20-490","jurisdiction":"us-nyc","citation":"N.Y.C. Admin. Code § 20-490","heading":"§ 20-490 License required.","body":"It shall be unlawful for any person to act as a debt collection agency without first having obtained a license in accordance with the provisions of this subchapter, and without first being in compliance with all other applicable law, rules and regulations.","path":["New York City Administrative Code","Title 20","Chapter 2: Licenses"],"source_url":"https://files.amlegal.com/pdffiles/NewYorkCity/Admin/XML.zip","current_through":"Local Law 2026/135 (enacted August 31, 2026)","vintage":"","retrieved_at":"2026-09-06T02:48:57Z","sha256":"127f7cb75fa4b3524371c12140b869475a68fd3721131c0d5c2e35fe43721281","source_id":"us-nyc","stale":false,"prev":"us-nyc/n.y.c.-admin.-code-20-489","next":"us-nyc/n.y.c.-admin.-code-20-491"},"notice":"GroundRules: Original legal text. Not legal advice."}