{"data":{"id":"us-oh/ohio-rev.-code-1321.401","jurisdiction":"us-oh","citation":"Ohio Rev. Code § 1321.401","heading":"Refinancing short-term loans.","body":"A licensee may refinance a short-term loan provided that all of the following apply to the refinanced loan:\n(A) The loan is a short-term loan.\n(B) Interest on the loan does not exceed a rate of twenty-eight per cent per annum.\n(C) The licensee does not charge, collect, or receive the monthly maintenance fee described in division (B) of section 1321.40 of the Revised Code.","path":["Title 13 Commercial Transactions","Chapter 1321 Various Loans"],"source_url":"https://codes.ohio.gov/ohio-revised-code/section-1321.401","current_through":"2018-10-29 (House Bill 123 - 132nd General Assembly)","vintage":"","retrieved_at":"2026-09-14T19:24:29Z","sha256":"7ad3b5182347df2f568f4cc78690a65716de25395c851b4f6061cd705fd6713c","source_id":"us-oh","stale":false,"prev":"us-oh/ohio-rev.-code-1321.40","next":"us-oh/ohio-rev.-code-1321.402"},"notice":"GroundRules: Original legal text. Not legal advice."}