{"data":{"id":"us-oh/ohio-rev.-code-3905.422","jurisdiction":"us-oh","citation":"Ohio Rev. Code § 3905.422","heading":"Homes service contract are consumer transactions.","body":"(A) As used in this section:\n(1) \"Home service contract\" means a contract, however described or denominated by the issuer of the contract, whereby, for a predetermined fee, a person undertakes to repair or replace all or any part of any structural component, appliance, or system of a home necessitated by wear and tear, deterioration, or inherent defect that occurs on or after the effective date of the home service contract.\n(2) \"Appliance\" includes a stove, refrigerator, dishwasher, and any similar piece of equipment.\n(3) \"Structural component\" includes the roof, foundation, basement, walls, ceiling, and similar components of a home.\n(4) \"System\" includes the heating, cooling, plumbing, electrical system, and similar systems of a home.\n(B) A home service contract is not insurance and its sale or issuance is not governed by the laws of this state relating to insurance, except a home service contract issued by a licensed property and casualty insurance company as an insurance policy shall be governed by the laws of this state relating to insurance.\n(C) The sale or other issuance of a home service contract constitutes a consumer transaction for purposes of Chapter 1345. of the Revised Code. A person who purchases or is entitled to the benefits of a home service contract is a consumer as defined in division (D) of section 1345.01 of the Revised Code.","path":["Title 39 Insurance","Chapter 3905 Insurance Producers Licensing Act"],"source_url":"https://codes.ohio.gov/ohio-revised-code/section-3905.422","current_through":"2004-08-06 (House Bill 243 - 125th General Assembly)","vintage":"","retrieved_at":"2026-09-14T19:24:35Z","sha256":"b955f3951f3f0ca3a6efe3570fa113748d10b1e38294d35d3d5e85a157cf35b7","source_id":"us-oh","stale":false,"prev":"us-oh/ohio-rev.-code-3905.421","next":"us-oh/ohio-rev.-code-3905.423"},"notice":"GroundRules: Original legal text. Not legal advice."}