{"data":{"id":"us-oh/ohio-rev.-code-3938.02","jurisdiction":"us-oh","citation":"Ohio Rev. Code § 3938.02","heading":"Nature of certificate.","body":"A certificate of insurance is not a policy of insurance and does not affirmatively or negatively amend, extend, or alter the coverage afforded by the policy to which the certificate of insurance refers. A certificate of insurance shall not confer to any person new or additional rights beyond what the referenced policy of insurance expressly provides.","path":["Title 39 Insurance","Chapter 3938 Certificates Of Insurance Act"],"source_url":"https://codes.ohio.gov/ohio-revised-code/section-3938.02","current_through":"2016-03-23 (House Bill 259 - 131st General Assembly)","vintage":"","retrieved_at":"2026-09-14T19:24:36Z","sha256":"52675072259891126002fbc7d8b34f7de03becff7715ad153a4117d1ac62fcbf","source_id":"us-oh","stale":false,"prev":"us-oh/ohio-rev.-code-3938.01","next":"us-oh/ohio-rev.-code-3938.03"},"notice":"GroundRules: Original legal text. Not legal advice."}