{"data":{"id":"us-ok/okla.-stat.-tit.-14a-14a-2-305","jurisdiction":"us-ok","citation":"Okla. Stat. tit. 14A, § 14A-2-305","heading":"Sales made by telephone or mail","body":"(1) With respect to a consumer credit sale, other than a sale\n\nmade pursuant to a revolving charge account, if the seller receives\n\na purchase order or offer by mail or telephone without personal\n\nsolicitation, the seller complies with this part if (a) he makes\n\nthe disclosures at the time and in the manner provided in the\n\ngeneral disclosure requirements and provisions (Section 2-302), or\n\n(b) the seller's catalog or other printed material distributed to\n\nthe public sets forth the cash price, the total sale price, and the\n\nterms of financing, including the annual percentage rate, and before\n\nthe first payment is due on the sale, he gives the information\n\nrequired by this part including the notice prescribed in subsection\n\n(2).\n\n(2) The notice shall be in writing and conspicuous and shall\n\nprovide that if the buyer does not wish to make the purchase on\n\ncredit, he, within fifteen (15) days after receiving the notice, may\n\nprepay the obligation as to that purchase for an amount stated or\n\nidentified in the notice and avoid the payment of any credit service\n\ncharge as to that purchase. A prepayment under this section is\n\nsubject to the provisions of this act on prepayment, except that no\n\ncredit service charge shall be made if prepayment in full is made\n\nwithin the period specified in the notice. Payment by mail is\n\neffective when posted.","path":["OK Code","Title 14A"],"source_url":"https://www.oklegislature.gov/OK_Statutes/CompleteTitles/os14A.pdf","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:36Z","sha256":"29e3f0103dc218e4fbe84771bd9f0d696b8714793d0d5e7cb35bb7744aa72520","source_id":"us-ok","stale":false,"prev":"us-ok/okla.-stat.-tit.-14a-14a-2-304","next":"us-ok/okla.-stat.-tit.-14a-14a-2-306"},"notice":"GroundRules: Original legal text. Not legal advice."}