{"data":{"id":"us-ok/okla.-stat.-tit.-14a-14a-3-105","jurisdiction":"us-ok","citation":"Okla. Stat. tit. 14A, § 14A-3-105","heading":"Definition: \"Loan primarily secured by an interest in","body":"land\".\n\nUnless the loan is made subject to this act by agreement\n\n(Section 3-601), and except as provided with respect to disclosure\n\n(Section 3-301) and debtors' remedies (Section 5-201), \"consumer\n\nloan\" does not include a \"loan primarily secured by an interest in\n\nland\", if at the time the loan is made the value of this collateral\n\nis substantial in relation to the amount of the loan, and the loan\n\nfinance charge does not exceed thirteen percent (13%) per year\n\ncalculated according to the actuarial method on the unpaid balances\n\nof the principal on the assumption that the debt will be paid\n\naccording to the agreed terms and will not be paid before the end of\n\nthe agreed term.","path":["OK Code","Title 14A"],"source_url":"https://www.oklegislature.gov/OK_Statutes/CompleteTitles/os14A.pdf","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:36Z","sha256":"64721467f775cce763fda4f4ef8e7592f89d336be62f79a54d9836022ab23aed","source_id":"us-ok","stale":false,"prev":"us-ok/okla.-stat.-tit.-14a-14a-3-104","next":"us-ok/okla.-stat.-tit.-14a-14a-3-106"},"notice":"GroundRules: Original legal text. Not legal advice."}