{"data":{"id":"us-ok/okla.-stat.-tit.-14a-14a-3-409","jurisdiction":"us-ok","citation":"Okla. Stat. tit. 14A, § 14A-3-409","heading":"Use of multiple agreements","body":"A lender may not use multiple agreements with intent to avoid\n\ndisclosure of an annual percentage rate pursuant to the provisions\n\non disclosure and advertising (Part 3). The excess amount of loan\n\nfinance charge provided for in agreements in violation of this\n\nsection is an excess charge for the purposes of the provisions on\n\nthe effect of violations on rights of parties (Section 5-202) and\n\nthe provisions on civil actions by Administrator.","path":["OK Code","Title 14A"],"source_url":"https://www.oklegislature.gov/OK_Statutes/CompleteTitles/os14A.pdf","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:36Z","sha256":"b7980105329546bb03c716cfa6a2e05ba9ed326a27c681649fa55a05918e4eaf","source_id":"us-ok","stale":false,"prev":"us-ok/okla.-stat.-tit.-14a-14a-3-408","next":"us-ok/okla.-stat.-tit.-14a-14a-3-410"},"notice":"GroundRules: Original legal text. Not legal advice."}