{"data":{"id":"us-ok/okla.-stat.-tit.-14a-14a-4-106","jurisdiction":"us-ok","citation":"Okla. Stat. tit. 14A, § 14A-4-106","heading":"Unconscionability","body":"(1) In applying the provisions of the act on unconscionability\n\n(Sections 5-108 and 6-111) to a separate charge for insurance,\n\nconsideration shall be given, among other factors, to\n\n(a) potential benefits to the debtor including the\n\nsatisfaction of his obligations;\n\n(b) the creditor's need for the protection provided by the\n\ninsurance; and\n\n(c) the relation between the amount and terms of credit\n\ngranted and the insurance benefits provided.\n\n(2) If consumer credit insurance otherwise complies with this\n\narticle and other applicable law, neither the amount nor the term of\n\nthe insurance nor the amount of a charge therefor is in itself\n\nunconscionable.","path":["OK Code","Title 14A"],"source_url":"https://www.oklegislature.gov/OK_Statutes/CompleteTitles/os14A.pdf","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:36Z","sha256":"4e544bc663b28f4af1bf8adfe7993906fea74c97ed5be184343e7814a7bd6957","source_id":"us-ok","stale":false,"prev":"us-ok/okla.-stat.-tit.-14a-14a-4-105","next":"us-ok/okla.-stat.-tit.-14a-14a-4-107"},"notice":"GroundRules: Original legal text. Not legal advice."}