{"data":{"id":"us-ok/okla.-stat.-tit.-14a-14a-4-110","jurisdiction":"us-ok","citation":"Okla. Stat. tit. 14A, § 14A-4-110","heading":"Charge for insurance in connection with a deferral,","body":"refinancing, or consolidation - Duplicate charges.\n\n(1) A creditor may not contract for or receive a separate\n\ncharge for insurance in connection with a deferral (Section 2-204 or\n\nSection 3-204), a refinancing (Section 2-205 or Section 3-205), or a\n\nconsolidation (Section 2-206 or Section 3-206), unless\n\n(a) the debtor agrees at or before the time of the\n\ndeferral, refinancing, or consolidation that the\n\ncharge may be made;\n\n(b) the debtor is or is to be provided with insurance for\n\nan amount or a term, or insurance of a kind, in\n\naddition to that to which he would have been entitled\n\nhad there been no deferral, refinancing, or\n\nconsolidation;\n\n(c) the debtor receives a refund or credit on account of\n\nany unexpired term of existing insurance in the amount\n\nthat would be required if the insurance were\n\nterminated (Section 4-108); and\n\n(d) the charge does not exceed the amount permitted by\n\nthis article (Section 4-107).\n\n(2) A creditor may not contract for or receive a separate\n\ncharge for insurance which duplicates insurance with respect to\n\nwhich the creditor has previously contracted for or received a\n\nseparate charge.","path":["OK Code","Title 14A"],"source_url":"https://www.oklegislature.gov/OK_Statutes/CompleteTitles/os14A.pdf","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:36Z","sha256":"5de0988975f2503e6224d310c72e0225fd69d1a8420b70b18b1008140599ab18","source_id":"us-ok","stale":false,"prev":"us-ok/okla.-stat.-tit.-14a-14a-4-109","next":"us-ok/okla.-stat.-tit.-14a-14a-4-111"},"notice":"GroundRules: Original legal text. Not legal advice."}