{"data":{"id":"us-ok/okla.-stat.-tit.-36-36-1162","jurisdiction":"us-ok","citation":"Okla. Stat. tit. 36, § 36-1162","heading":"Reinstatement into individual health plan coverage -","body":"Right to request - Time - Written notice.\n\nA. No Oklahoma resident activated for military service, and no\n\nspouse or any dependents of such a resident who become eligible for\n\na federal government-sponsored health insurance program as a result\n\nof such activation, shall be denied reinstatement into the same\n\nindividual coverage with the same health plan that such resident\n\nlapsed as a result of activation or becoming covered by the federal\n\ngovernment-sponsored health insurance program. Such resident will\n\nhave the right to reinstatement in the same individual coverage\n\nwithout medical underwriting and in the same rating tier that the\n\nresident held prior to activation or becoming covered under the\n\nfederal government-sponsored health insurance program, subject to\n\npayment of the current premium charged to other persons of the same\n\nage and gender that are covered under the same individual coverage.\n\nExcept in the case of birth or adoptions that occur during the\n\nperiod of activation, reinstatement must be into the same membership\n\ntype, or a membership type covering fewer persons, as such resident\n\nheld prior to lapsing the individual coverage, and at the same or\n\nhigher deductible level. The reinstatement rights shall not be\n\navailable to an insured or dependents if the activated person is\n\ndischarged from the military under other than honorable conditions.\n\nB. The health plan with which the reinstatement is being\n\nrequested must receive a request for such reinstatement no later\n\nthan thirty (30) days following the later of deactivation or loss of\n\ncoverage under the federal government-sponsored health insurance\n\nprogram. The health plan may request proof of loss and the timing\n\nof the loss of such government-funded coverage in order to determine\n\neligibility for reinstatement into the individual coverage. The\n\neffective date of the individual coverage will be the first of the\n\nmonth following receipt of the notice requesting reinstatement.\n\nC. All health plans must provide written notice to the\n\npolicyholder of individual coverage of the rights described in\n\nsubsection A of this section and amendments thereto. In lieu of the\n\ninclusion of such notice in the individual coverage policy, an\n\ninsurance company will satisfy the notification requirement by\n\nproviding a single written notice either:\n\n1. To a policyholder enrolling into the individual coverage\n\ninitially after the effective date of this act, in conjunction with\n\nthe enrollment process; or\n\n2. By mailing written notice to policyholders whose coverage\n\nwas effective prior to the effective date of this act no later than\n\nninety (90) days following the effective date of this act.","path":["OK Code","Title 36"],"source_url":"https://www.oklegislature.gov/OK_Statutes/CompleteTitles/os36.pdf","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:36Z","sha256":"e224b7d67acba44e51c9e9efc0d2f09c72b0b160d5a135d87a2e1900be39cd65","source_id":"us-ok","stale":false,"prev":"us-ok/okla.-stat.-tit.-36-36-1161","next":"us-ok/okla.-stat.-tit.-36-36-1163"},"notice":"GroundRules: Original legal text. Not legal advice."}