{"data":{"id":"us-ok/okla.-stat.-tit.-36-36-4809","jurisdiction":"us-ok","citation":"Okla. Stat. tit. 36, § 36-4809","heading":"Reduced rates to persons failing or refusing to pay","body":"assessments - Violation – Penalties.\n\nA. Except as otherwise provided in this subsection, no property\n\nor casualty insurance company shall give any special or reduced rate\n\nfor fire insurance on any risk because it is located in a rural fire\n\nprotection district or in an area protected by a rural fire\n\ndepartment in which the district or department is wholly or\n\npartially funded by dues or subscription payments paid by owners of\n\nproperty who are members of an association supporting the rural fire\n\ndepartment to any person who fails or refuses to pay the appropriate\n\ndues or subscription payments for support of the district or\n\ndepartment pursuant to the procedure outlined in subsection C of\n\nthis section. Property and casualty insurance companies providing a\n\nfire run service benefit payment within the fire insurance policy\n\nshall not be subject to this subsection.\n\nB. Property owners owning property in more than one fire\n\ndistrict or fire department area relying on dues or subscriptions\n\nfor partial or complete funding shall pay dues to a fire district or\n\nfire department in whose district or area they own property if they\n\nwish to receive special or reduced rates for property and casualty\n\ninsurance.\n\nC. Except as otherwise provided in this subsection, it is\n\nunlawful for any insurance agent or company to knowingly write an\n\ninitial policy of fire insurance coverage on any risk located in a\n\nrural fire protection district or in any area protected by a rural\n\nfire department at any special or reduced rate or with any rate\n\ncredit based on location of the risk in the district or area without\n\nhaving first obtained from the insured or from the rural fire\n\nprotection district or rural fire department evidence that current\n\ndues or subscription payments, if any, for the property to be\n\ninsured have been paid. Following the writing of the initial\n\npolicy, the insurance agent or company shall obtain evidence of\n\nsuccessful payment of current dues or subscription payments\n\nannually. The evidence required by the insurer may be a receipt,\n\ncanceled check, or other valid proof of payment. Any insurance\n\nagent or company writing a policy of fire insurance coverage\n\nproviding a fire run service benefit payment within the fire\n\ninsurance policy shall not be subject to this subsection.\n\nD. If any agent is found by the Insurance Commissioner to have\n\nviolated the provisions of this subsection, the agent shall be\n\nliable for an administrative penalty of Twenty-five Dollars ($25.00)\n\nfor the first violation and Fifty Dollars ($50.00) for any\n\nsubsequent violation.","path":["OK Code","Title 36"],"source_url":"https://www.oklegislature.gov/OK_Statutes/CompleteTitles/os36.pdf","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:36Z","sha256":"4ca4d599eaec515066791d793d8c963d7e37f895830336ab3810f1d929538783","source_id":"us-ok","stale":false,"prev":"us-ok/okla.-stat.-tit.-36-36-4808","next":"us-ok/okla.-stat.-tit.-36-36-4901"},"notice":"GroundRules: Original legal text. Not legal advice."}