{"data":{"id":"us-ok/okla.-stat.-tit.-36-36-6103.2","jurisdiction":"us-ok","citation":"Okla. Stat. tit. 36, § 36-6103.2","heading":"“Insurer”, “venue” and “doing insurance business in","body":"this state” defined - Exceptions.\n\nA. Unless otherwise indicated, the term \"insurer\" as used in\n\nSections 6103.1 through 6103.11 of this title includes all legal\n\nentities, associations, and individuals engaged as principals in the\n\nbusiness of insurance and also includes interinsurance exchanges,\n\nmutual benefit societies and insurance exchanges and syndicates.\n\nB. The venue of any act listed in this section shall be\n\nOklahoma County.\n\nC. Any one of the following acts in this state effected by mail\n\nor otherwise is defined to be doing an insurance business in this\n\nstate:\n\n1. The making of or proposing to make, as an insurer, an\n\ninsurance contract;\n\n2. The making of or proposing to make, as guarantor or surety,\n\nany contract of guaranty or suretyship as a vocation and not merely\n\nincidental to any other legitimate business or activity of the\n\nguarantor or surety;\n\n3. The taking or receiving of any application for insurance;\n\n4. Maintaining any agency or office where any acts in\n\nfurtherance of an insurance business are transacted, including but\n\nnot limited to:\n\na. the execution of contracts of insurance with citizens\n\nof this or any other state,\n\nb. maintaining files or records of contracts of\n\ninsurance,\n\nc. the processing of claims, and\n\nd. the receiving or collection of any premiums,\n\ncommissions, membership fees, assessments, dues or\n\nother consideration for any insurance or any part\n\nthereof;\n\n5. The issuance or delivery of contracts of insurance to\n\nresidents of this state or to persons authorized to do business in\n\nthis state;\n\n6. Directly or indirectly acting as an agent for, or otherwise\n\nrepresenting or aiding on behalf of another, any person or insurer\n\nin:\n\na. the solicitation, negotiation, procurement or\n\neffectuation of insurance or renewals thereof,\n\nb. the dissemination of information as to coverage or\n\nrates, or forwarding of applications, or delivery of\n\npolicies or contracts,\n\nc. inspection of risks,\n\nd. fixing of rates or investigation or adjustment of\n\nclaims or losses,\n\ne. the transaction of matters subsequent to effectuation\n\nof the contract and arising out of it, or\n\nf. in any other manner representing or assisting a person\n\nor insurer in the transaction of insurance with\n\nrespect to subjects of insurance resident, located or\n\nto be performed in this state;\n\nProvided, the provisions of this paragraph shall not operate to\n\nprohibit full-time salaried employees of a corporate insured from\n\nacting in the capacity of an insurance manager or buyer in placing\n\ninsurance in behalf of such employer;\n\n7. Contracting to provide indemnification or expense\n\nreimbursement in this state to persons domiciled in this state or\n\nfor risks located in this state, whether as an insurer, agent,\n\nadministrator, trust, funding mechanism, or by any other method, for\n\nany type of medical expenses including, but not limited to,\n\nsurgical, chiropractic, physical therapy, speech pathology,\n\naudiology, professional mental health, dental, hospital, or\n\noptometric expenses, whether this coverage is by direct payment,\n\nreimbursement, or otherwise. This provision shall not apply to:\n\na. any program otherwise authorized by law that is\n\nestablished by any political subdivision of this state\n\nor under the provisions of Sections 1001 through 1008\n\nof Title 74 of the Oklahoma Statutes, or\n\nb. a multiple employer welfare arrangement as defined in\n\nSection 3 of the Employee Retirement Income Security\n\nAct of 1974, 29 U.S.C., Section 1002(40)(A), as\n\namended, that holds a valid license issued by the\n\nInsurance Commissioner or is exempt from state\n\nregulation pursuant to subsection B of Section 634 of\n\nthis title;\n\n8. The doing of any kind of insurance business specifically\n\nrecognized as constituting the doing of an insurance business within\n\nthe meaning of the statutes relating to insurance;\namended, that holds a valid license issued by the\n\nInsurance Commissioner or is exempt from state\n\nregulation pursuant to subsection B of Section 634 of\n\nthis title;\n\n8. The doing of any kind of insurance business specifically\n\nrecognized as constituting the doing of an insurance business within\n\nthe meaning of the statutes relating to insurance;\n\n9. The doing or proposing to do any insurance business in\n\nsubstance equivalent to any of the foregoing in a manner designed to\n\nevade the provisions of the statutes; or\n\n10. Any other transactions of business in this state by an\n\ninsurer.\n\nD. The definition of a bail bond shall be the same as the\n\ndefinition of a bond in Section 1301 of Title 59 of the Oklahoma\n\nStatutes. The business of bail bonds shall be all aspects of acting\n\nas a bail bondsman including, but not limited to, depositing or\n\npledging cash or real property as security for an appearance bond in\n\na criminal judicial proceeding, or executing or countersigning bail\n\nbonds for an insurer or professional bondsman in connection with an\n\nappearance bond in criminal judicial proceedings, and charging and\n\nreceiving money for these services. The business of bail bonds\n\nshall also include solicitation for a bail bond, as defined in\n\nSection 1301 of Title 59 of the Oklahoma Statutes.\n\nE. The provisions of this section do not apply to:\n\n1. The lawful transaction of surplus lines insurance;\n\n2. Life, accident and health insurance or annuities provided to\n\neducational or scientific institutions organized and operated\n\nwithout profit to any private shareholder or individual for the\n\nbenefit of such institutions or individuals engaged in the service\n\nof such institutions;\n\n3. The lawful transaction of reinsurance by insurers;\n\n4. Transactions in this state involving a policy lawfully\n\nsolicited, written and delivered outside of this state covering only\n\nsubjects of insurance not resident, located or expressly to be\n\nperformed in this state at the time of issuance, and which\n\ntransactions are subsequent to the issuance of such policy; or\n\n5. Any individual who is not required to have a bail bondsman\n\nlicense, as provided in Section 1303 of Title 59 of the Oklahoma\n\nStatutes.","path":["OK Code","Title 36"],"source_url":"https://www.oklegislature.gov/OK_Statutes/CompleteTitles/os36.pdf","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:36Z","sha256":"04f743d11d9a843959b0e04076f63e3f9b1872c45af90d5cc8afc792ac9785a0","source_id":"us-ok","stale":false,"prev":"us-ok/okla.-stat.-tit.-36-36-6103.11","next":"us-ok/okla.-stat.-tit.-36-36-6103.3"},"notice":"GroundRules: Original legal text. Not legal advice."}