{"data":{"id":"us-ok/okla.-stat.-tit.-36-36-954","jurisdiction":"us-ok","citation":"Okla. Stat. tit. 36, § 36-954","heading":"Reunderwriting and rerating of insured - Refund of","body":"overpayment.\n\nIf it is determined through the dispute resolution process set\n\nforth in the federal Fair Credit Reporting Act, 15 USC 1681i(a)(5),\n\nthat the credit information of a current insured was incorrect or\n\nincomplete and if the insurer receives notice of such determination\n\nfrom either the consumer reporting agency or from the insured, the\n\ninsurer shall reunderwrite and rerate the consumer within thirty\n\n(30) days of receiving the notice. After reunderwriting or rerating\n\nthe insured, the insurer shall make any adjustments necessary,\n\nconsistent with its underwriting and rating guidelines. If an\n\ninsurer determines that the insured has overpaid premium, the\n\ninsurer shall refund to the insured the amount of overpayment\n\ncalculated back to the shorter of either the last twelve (12) months\n\nof coverage or the actual policy period.","path":["OK Code","Title 36"],"source_url":"https://www.oklegislature.gov/OK_Statutes/CompleteTitles/os36.pdf","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:36Z","sha256":"8f7ea6a1fabd972fa911c425828eb0efb7ee575d274bc2398ae4130cec000c03","source_id":"us-ok","stale":false,"prev":"us-ok/okla.-stat.-tit.-36-36-953.1","next":"us-ok/okla.-stat.-tit.-36-36-955"},"notice":"GroundRules: Original legal text. Not legal advice."}